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Clarity

At J. Oliver Maxwell, LLC we are honored to service your investment goals with “you” as our single minded focus for results.  We listen, we integrate and we collaborate with you to build diverse and unique portfolios utilizing top rated professional money managers and select funds from diverse market groups nationally and internationally with trusted managers and performance rankings.
Our experience, judgment, market knowledge and long term market experience are utilized daily to create uniquely customized portfolios for families, endowments and organizations to span generations for years to come.  This is our passion.
We stand committed to deliver comprehensive, disciplined individualized approaches to active investment management upholding our core values of prudent risk management, highly interactive one on one client dialogue through meetings, objective based investing utilizing known market leaders backed by portfolio value. Achievement of long term results is coupled with timely compiling and reporting of portfolio performance to each and every client we work with.
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The secret to successful investing is learning your own style, what works for you. There is not any correct approach that everyone should learn. But everyone needs to learn how much risk they can comfortably handle. It is probably the single most important investment criteria for long term success. Start Early, Start Now.

– Start early setting up and making automatic investment withdrawals to your retirement account to the maximum that you are able to help you avoid spending your hard earned money when you get your pay check.  When money is automatically withdrawn it is an easier process; in essence you pay yourself monthly first.  You are worth it! Now live a focused life!
-When you do not see money in your bank account you will not be tempted to spend it!  Instead, you are efficiently saving for your long term goals and objectives.  Focus clearly on the goals important to you, daily make a commitment to achieving these goals no matter how far off they seem. Your investment account will grow in value over time exponentially.  Do not think, “I am too young to start an investment portfolio”.  Time has a way of creeping up more quickly than we comprehend.
-Try not to be emotional about your investments.   Do not jump in and out of your holdings when the market is volatile.  If you have chosen a fundamentally sound long term investment strategy utilizing top tier managers holding investments long term will secure long term results that benefit you and your family.
– Learn the difference between cash accounts versus ETF Funds, Mutual Funds,  Singular Stock Investing, Bonds or Cash.  Monitor your investments and Risk Parameters on a quarterly basis.  Track this performance with top tier software.
– Learn the importance of security gained by leveraging your asset portfolio with insurance for business, home and self.  When you have and need insurance, it is there to protect you as a security tool and investment tool for the long term.
– Plan to meet with your Investment Advisor at least two or more times each year.  Manage Risk by making sure your diverse portfolio asset allocations are in line with your overall goals and objectives.  Make adjustments to your portfolio only when absolutely needed.  Withdraw funds only in times of emergency.  Revise your investment plan if your goals change or you identify new goals.  We are allowed to be flexible in this amazing and wonderful lifetime filled with planning and adventure.
– When you are fortunate to stop working having reached your goal of retirement, (bravo!) you will need to carefully figure out how much and when to withdraw money from your retirement accounts.
– There are various tax laws you will need to understand.  Have your trusted tax accountant make you aware of rules and regulations specific to people after 59 years old (withdrawals from a tax-deferred account without a penalty) and when you turn 70 years old ( required minimal distributions determined by your age and value of investments).
– Plan never to take too much money from your retirement too quickly.
Enjoy this fabulous life!  Live you passion! My son Alexander Oliver Attard  (a sax musician) is one of my top examples!

“There is no perfect way to play the game. All the greatest golfers all have different swings. We all have our own unique fingerprint. Find the system that works best for you.”

The lesson? Don’t obsess over the “right” way to do things. Whether that’s in sales, marketing, or software development. Write your own rules.”

Tiger Woods

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